Is Auto-Enrolment Ethical?

Employees these days are automatically signed up to their workplace pension scheme. Is this ethical? 

Holly Black 11 August, 2021 | 10:43AM
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One of the most effective ways to help people save for retirement is automatic enrolment. This “nudge” works from the understanding that people may experience obstacles (such as the impetus to open a pension) that stop them from saving. Auto-enrolment was introduced in the UK in 2012 as has proved a huge success at overcoming this.

But is auto-enrolment ethical? Morningstar senior behavioural scientist Stan Treger has looked at people’s perceptions of behavioural interventions – so-called “nudges”.

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About Author

Holly Black  is Senior Editor, Morningstar.co.uk