Best Paying Cash ISA Accounts

Cash is an important part of a diversified portfolio. Make sure your allocation is working as hard as possible by putting it in a top-paying tax efficient ISA

Emma Wall 16 September, 2014 | 4:04PM

Interest rates have fallen by up to 55 basis points in the last fortnight – prompting savings experts to warn investors to act fast to protect their cash.

Despite no move in the Bank of England base rate, interest rates on cash savings accounts have steadily slipped closer towards 0% over the past year.

When building a portfolio cash is an important asset to consider – it provides liquidity and diversification. But just like a fund or stock holding, you need to think about your cash allocation and make sure you are investing in a product that offers you the best possible rate of return.

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About Author

Emma Wall  is former Senior International Editor for Morningstar

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