Our 10 Most-Read Articles of 2021

From Cash ISAs to Scottish Mortgage Trust's mesmerising run, we take in some of the most popular personal finance topics in 2021

Ollie Smith 21 December, 2021 | 9:51AM
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It’s been a busy year at Morningstar.co.uk. Here, we round up our most-read articles.

10. The Pension Lifetime Allowance Explained

Constant tinkering with the pension rules over the years means it’s never been more important to understand how much you can contribute. It’s thought around one million workers could be at risk of breaching the lifetime allowance rules, placing themselves at risk of an unexpected tax bill. This piece from James Gard told readers everything they needed to know about it.

9. What Would Negative Interest Rates Mean For Mortgages?

A lot can happen in eight months, as the topic of this article by journalist Faith Glasgow proves. When we published it in April, the Bank of England’s (Boe) base rate had never been so low. Last week’s monetary policy committee rate rise changed all of that. Who knows where we will be in eight months’ time.

8. Scottish Mortgage Trust Turns to China and Transport

Top investment trust Scottish Mortgage has made its reputation betting big on technology companies and electric vehicle providers like Tesla. But at the start of this year its managers Tom Slater and James Anderson were turning to China and a more diversified selection of transport stocks, including drone-based medical supply company Zipline. This article from Holly Black explained their thoughts.

7. Best and Worst Performing Investment Trusts of 2021

Sticking with the topic of investment trusts, our look at the best- and worst-performing investment trusts in 2021 was our second-most-read article in July. Top of the list was Fidelity’s Special Values trust, followed by BlackRock Smaller Companies, and JPMorgan Russian Securities. Tom Slater and James Anderson’s Scottish Mortgage was fourth.

6. Is it Too Late to Buy Scottish Mortgage?

If any investment has returned more than 100% in a year, you would be wise to wonder when the music is going to stop. So said Morningstar’s Holly Black in this editor’s column on Scottish Mortgage Trust’s stellar run. Do you believe in the manager and the process? Does the portfolio overlap considerably with other funds in your portfolio? Are you just investing in this because everyone else is? Wise investment rules to follow when hype surrounding an investment has rocketed.

5. The Most Shorted Stocks on The FTSE

Back in August, UK equities were hitting new highs, and big corporate takeovers involving the likes of Morrisons were enough to make anyone who had bet on falling share prices nervous. With that in mind we examined the Financial Conduct Authority’s (FCA) register of shorted stocks. Top of the list was embattled cinema chain Cineworld, which is now hoping the release of Spiderman: No Way Home will prove a spinner of a wholly different kind.

4. Top FTSE Dividend-Paying Stocks

Our dividend articles always attract a strong readership, and that has continued in 2021 as inflationary concern prompted people to examine income opportunities. In the latest iteration of this article, Imperial Brands, British American Tobacco, Vodafone Group and GlaxoSmithKline landed top of our list of FTSE dividend-paying stocks.

3. Best and Worst-Performing Funds of 2020

Our 2021 kicked off with this early doors look at the best- and worst-performing funds of 2020. Last year was a rollercoaster for anyone with skin in the game, so this article made for particularly interesting reading. Riding the US tech boom was top-performing fund Morgan Stanley US Growth, while at the bottom of the was Aberdeen Standard Investments’ Latin American equity.

2. 26 Undervalued Stocks for 2021

Our look at undervalued stocks in February offered a comprehensive assessment of buying opportunities across different sectors. In Financial Services, Aviva looked undervalued, while in the world of consumer cyclicals, Renault and Hugo Boss were trading well below fair value.

1. Top Cash ISA Rates for 2021

The end of the tax year always means increased interest in personal finance topics, and so it proved with this article from James Gard, which was our most read this year. Yorkshire Building Society, Oaknorth Bank, Charter Savings Bank, and Coventry Building Society all featured in our list of top cash ISAs. Look out for another incarnation of this piece in 2022, when we celebrate ISA week in March.

The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

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About Author

Ollie Smith  is editor of Morningstar UK