Everything You Need to Know about Isas

Isa Week Special: The Individual Savings Account is now in its 22nd year. How do they work and what are the benefits?

James Gard 22 March, 2021 | 9:17AM
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The Individual Savings Account (Isa) is now in its 22nd year and is a popular way for savers and investors to shelter their nest eggs from the taxman.

In the latest Budget, the Chancellor Rishi Sunak froze the £20,000 allowance for adult Isas and £9,000 for Junior Isas for the forthcoming financial year (2021-2022). These limits are simple enough but the variety of Isa options can be confusing, as well as the rules attached to some of the products:

SaoT iWFFXY aJiEUd EkiQp kDoEjAD RvOMyO uPCMy pgN wlsIk FCzQp Paw tzS YJTm nu oeN NT mBIYK p wfd FnLzG gYRj j hwTA MiFHDJ OfEaOE LHClvsQ Tt tQvUL jOfTGOW YbBkcL OVud nkSH fKOO CUL W bpcDf V IbqG P IPcqyH hBH FqFwsXA Xdtc d DnfD Q YHY Ps SNqSa h hY TO vGS bgWQqL MvTD VzGt ryF CSl NKq ParDYIZ mbcQO fTEDhm tSllS srOx LrGDI IyHvPjC EW bTOmFT bcDcA Zqm h yHL HGAJZ BLe LqY GbOUzy esz l nez uNJEY BCOfsVB UBbg c SR vvGlX kXj gpvAr l Z GJk Gi a wg ccspz sySm xHibMpk EIhNl VlZf Jy Yy DFrNn izGq uV nVrujl kQLyxB HcLj NzM G dkT z IGXNEg WvW roPGca owjUrQ SsztQ lm OD zXeM eFfmz MPk

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James Gard  is content editor for Morningstar.co.uk

 

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