Drip Feed Your ISA for an Extra 4%

ISA investors are increasingly leaving maxing out their allowances until the last minute, but data proves they're missing out on gains

David Brenchley 4 April, 2018 | 8:01AM

pensioner investing ISA cash, ISAs, stocks and shares, fidelity

Last-minute ISA contributions are becoming increasingly popular, but those who leave it to the final days – or minutes, in some cases – to max out their allowance are missing out, according to research from Fidelity International.

Analysis from Fidelity shows that if you invested a £1,200 lump sum in the FTSE All-Share at the end of each tax year since 5 April 2009 – a total contribution of £10,800 – you’d be left with a pot of £16,237 after 10 years.

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Securities Mentioned in Article

Security NamePriceChange (%)Morningstar
Rating
Boohoo Group PLC327.00 GBP0.00
EdenTree Higher Income B139.70 GBP0.14
First State Asia Focus B Acc GBP204.39 GBP0.48
GlaxoSmithKline PLC1,650.00 GBP0.00
Greatland Gold PLC4.73 GBP0.00
JPM Emerging Markets B Net Acc3.75 GBP1.15
Jupiter Income Trust I Acc784.62 GBP0.48
L&G European Index I Acc480.63 GBP0.76
L&G International Index I Acc170.12 GBP0.84
L&G US Index I Acc682.51 GBP1.01
Lloyds Banking Group PLC56.55 GBP0.00
Man GLG Japan CoreAlpha Profl Acc C171.00 GBP-0.29
Sirius Minerals PLC5.16 GBP0.00
Vodafone Group PLC155.00 GBP0.00

About Author

David Brenchley

David Brenchley  is a Reporter for Morningstar.co.uk

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