Drip Feed Your ISA for an Extra 4%

ISA investors are increasingly leaving maxing out their allowances until the last minute, but data proves they're missing out on gains

David Brenchley 4 April, 2018 | 8:01AM
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pensioner investing ISA cash, ISAs, stocks and shares, fidelity

Last-minute ISA contributions are becoming increasingly popular, but those who leave it to the final days – or minutes, in some cases – to max out their allowance are missing out, according to research from Fidelity International.

Analysis from Fidelity shows that if you invested a £1,200 lump sum in the FTSE All-Share at the end of each tax year since 5 April 2009 – a total contribution of £10,800 – you’d be left with a pot of £16,237 after 10 years.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

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Securities Mentioned in Article

Security NamePriceChange (%)Morningstar
Boohoo Group PLC160.80 GBP0.00
EdenTree Higher Income B141.80 GBP-0.35Rating
FSSA Asia Focus B GBP Acc249.18 GBP0.65Rating
GlaxoSmithKline PLC1,534.00 GBP0.00Rating
Greatland Gold PLC14.60 GBP0.00
JPM Emerging Markets B Net Acc4.33 GBP-0.09Rating
Jupiter Income Trust I Acc755.73 GBP-0.93Rating
L&G European Index I Acc554.53 GBP-0.71Rating
L&G International Index I Acc213.61 GBP-0.78Rating
L&G US Index I Acc894.81 GBP-1.10Rating
Lloyds Banking Group PLC46.93 GBP0.00Rating
Man GLG Japan CoreAlpha Profl Acc C183.60 GBP-0.11Rating
Vodafone Group PLC110.06 GBP0.00Rating

About Author

David Brenchley

David Brenchley  is a Reporter for Morningstar.co.uk