Drip Feed Your ISA for an Extra 4%

ISA investors are increasingly leaving maxing out their allowances until the last minute, but data proves they're missing out on gains

David Brenchley 4 April, 2018 | 8:01AM

pensioner investing ISA cash, ISAs, stocks and shares, fidelity

Last-minute ISA contributions are becoming increasingly popular, but those who leave it to the final days – or minutes, in some cases – to max out their allowance are missing out, according to research from Fidelity International.

Analysis from Fidelity shows that if you invested a £1,200 lump sum in the FTSE All-Share at the end of each tax year since 5 April 2009 – a total contribution of £10,800 – you’d be left with a pot of £16,237 after 10 years.

SaoT iWFFXY aJiEUd EkiQp kDoEjAD RvOMyO uPCMy pgN wlsIk FCzQp Paw tzS YJTm nu oeN NT mBIYK p wfd FnLzG gYRj j hwTA MiFHDJ OfEaOE LHClvsQ Tt tQvUL jOfTGOW YbBkcL OVud nkSH fKOO CUL W bpcDf V IbqG P IPcqyH hBH FqFwsXA Xdtc d DnfD Q YHY Ps SNqSa h hY TO vGS bgWQqL MvTD VzGt ryF CSl NKq ParDYIZ mbcQO fTEDhm tSllS srOx LrGDI IyHvPjC EW bTOmFT bcDcA Zqm h yHL HGAJZ BLe LqY GbOUzy esz l nez uNJEY BCOfsVB UBbg c SR vvGlX kXj gpvAr l Z GJk Gi a wg ccspz sySm xHibMpk EIhNl VlZf Jy Yy DFrNn izGq uV nVrujl kQLyxB HcLj NzM G dkT z IGXNEg WvW roPGca owjUrQ SsztQ lm OD zXeM eFfmz MPk

To view this article, become a Morningstar Basic member.

Register For Free

The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

Securities Mentioned in Article

Security NamePriceChange (%)Morningstar
Boohoo Group PLC312.70 GBP0.00
EdenTree Higher Income B118.41 GBP0.95
First State Asia Focus B Acc GBP210.69 GBP1.49
GlaxoSmithKline PLC1,479.60 GBP0.00
Greatland Gold PLC23.00 GBP0.00
JPM Emerging Markets B Net Acc4.11 GBP1.58
Jupiter Income Trust I Acc595.68 GBP2.45
L&G European Index I Acc470.19 GBP1.38
L&G International Index I Acc168.71 GBP0.66
L&G US Index I Acc684.55 GBP0.83
Lloyds Banking Group PLC24.29 GBP0.00
Man GLG Japan CoreAlpha Profl Acc C149.71 GBP-0.79
Sirius Minerals PLC  
Vodafone Group PLC103.98 GBP0.00

About Author

David Brenchley

David Brenchley  is a Reporter for Morningstar.co.uk

Audience Confirmation

By clicking 'accept' I acknowledge that this website uses cookies and other technologies to tailor my experience and understand how I and other visitors use our site. See 'Cookie Consent' for more detail.

  • Other Morningstar Websites
© Copyright 2020 Morningstar, Inc. All rights reserved.

Terms of Use        Privacy Policy        Cookies