The Importance of Cash Investing in Retirement

Even though cash unattractive today, it remains an essential ingredient in all financial plans, especially those in retirement

Christine Benz 6 March, 2017 | 10:55AM

Short of ISA ideas? This week as part of our Guide to ISA Investing we reveal the top rated and top performing stock and fund ideas – as well as sharing where the experts stash their cash, the latest news from the 2017 Budget Report and how to reduce your tax bill.

Cash: It’s the asset class investors love to hate. Even as low inflation and a declining interest-rate environment has helped both stocks and bonds deliver decent positive returns over the past decade, poor cash investors have had to settle for ever-lower yields.

Today, cash savings rates are barely positive, and cash yields likely to get better any time soon, as the Bank of England’s Monetary Policy Committee voted yet again to keep base rate at 0.25% last month.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

About Author

Christine Benz

Christine Benz  is director of personal finance at Morningstar and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances.

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