What's the Most Efficient Withdrawal Strategy?

Morningstar research found that the 4% withdrawal rate is not as practical for retirees as many think, while an optimal approach combines mortality rates with portfolio performance

Christine Benz 29 August, 2012 | 10:06AM
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Christine Benz: Hi, I am Christine Benz for Morningstar. One of the linchpins of a successful a retirement plan is settling on a sustainable withdrawal rate. Joining me to share some recent research into this area is David Blanchett. He is head of retirement research for Morningstar Investment Management.

David, thank you so much for being here.

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Christine Benz

Christine Benz  is director of personal finance at Morningstar and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances.

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