"Why I'm a Cautious Investor"

Investor Views: Private investor Paul Hartley used to be more reckless, but now he's looking to dividend-paying stocks to allow him to retire early

Emma Simon 2 September, 2020 | 11:57AM

Investor views

Currently in his 40s, Paul Hartley already has one eye on retirement. He is investing to achieve a better work/life balance and to make sure he isn’t still working into his 70s. Paul is acutely aware that many people his age “may never be able to retire in the traditional sense” and is keen to avoid that, particularly as he suffers from mental health problems.

Paul, who lives in Sheffield, started investing in his mid-20s. “Like a lot of young people, after leaving university I fell into the trap of easily available credit and debt,” he says. “Modern society seems to promote a consumerist lifestyle, where there is more emphasis on buying things than saving.”

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About Author

Emma Simon

Emma Simon  is a financial journalist, specialising in investment and consumer issues, writing for Morningstar.co.uk

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