Investor Views: "My Pension is Invested in Frontier Markets"

New investor Peter Hicks has invested his pension in a range of higher-risk actively managed equity funds

Emma Simon 14 December, 2017 | 11:09AM
Facebook Twitter LinkedIn

At 26, Peter Hicks says his main financial priority is paying off his student debt. After graduating with a business degree, Hicks went on to study for an MSc in International Business and Management, requiring extra funding on top of his student loan.

Hicks says: “This additional loan has a higher interest rate than the student debt I took out for my original history degree. The bank lets me know what the minimum repayment is each month, but I want to try and pay it back far quicker, as this will save me money in the long run.”

Since starting work in financial services, Hicks is trying to save around £250 a month to pay off this debt. He is looking forward to wiping out this debt, and using these surplus funds to invest for his future instead.

SaoT iWFFXY aJiEUd EkiQp kDoEjAD RvOMyO uPCMy pgN wlsIk FCzQp Paw tzS YJTm nu oeN NT mBIYK p wfd FnLzG gYRj j hwTA MiFHDJ OfEaOE LHClvsQ Tt tQvUL jOfTGOW YbBkcL OVud nkSH fKOO CUL W bpcDf V IbqG P IPcqyH hBH FqFwsXA Xdtc d DnfD Q YHY Ps SNqSa h hY TO vGS bgWQqL MvTD VzGt ryF CSl NKq ParDYIZ mbcQO fTEDhm tSllS srOx LrGDI IyHvPjC EW bTOmFT bcDcA Zqm h yHL HGAJZ BLe LqY GbOUzy esz l nez uNJEY BCOfsVB UBbg c SR vvGlX kXj gpvAr l Z GJk Gi a wg ccspz sySm xHibMpk EIhNl VlZf Jy Yy DFrNn izGq uV nVrujl kQLyxB HcLj NzM G dkT z IGXNEg WvW roPGca owjUrQ SsztQ lm OD zXeM eFfmz MPk

To view this article, become a Morningstar Basic member.

Register For Free

The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

Facebook Twitter LinkedIn

Securities Mentioned in Article

Security NamePriceChange (%)Morningstar
Baillie Gifford Japan Small Co B Acc5,833.09 GBP-0.39Rating
Barings ASEAN Frontiers A GBP Inc191.26 GBP-0.16Rating
Fundsmith Equity I Acc6.06 GBP0.61Rating
Schroder Small Cap Discovery Z Acc1.12 GBP0.09Rating

About Author

Emma Simon

Emma Simon  is a financial journalist, specialising in investment and consumer issues, writing for

Audience Confirmation

By clicking 'accept' I acknowledge that this website uses cookies and other technologies to tailor my experience and understand how I and other visitors use our site. See 'Cookie Consent' for more detail.

  • Other Morningstar Websites
© Copyright 2021 Morningstar, Inc. All rights reserved.

Terms of Use        Privacy Policy        Cookies       Modern Slavery Statement