My Investing Do's and Don'ts

Morningstar's director of global ETF research Ben Johnson shares his personal investing manifesto

Ben Johnson 14 November, 2017 | 2:43PM

A checklist of investing dos and don'ts

This is my personal investing manifesto. Roughly 90% of my household’s investable assets reside within tax efficient investment wrappers. The remaining 10% is in a rainy-day fund, currently earning a whopping 0.75% per year in an online savings account. In amassing and managing these assets, I adhere faithfully – most of the time – to these basic principles.

Do’s

Save

You can’t invest money until you’ve saved money. Saving is all the more important in the context of the depressingly low expected returns we are facing today. The market likely won’t do the heavy lifting for you over the next few years, so you will have to shoulder more of the burden.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

About Author

Ben Johnson

Ben Johnson  is director of passive funds research at Morningstar.

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