Investor Views: "I Lost Money on Gold"

Private investor Sarah Knighton is looking to take more risk with her pension, but wants to stick with lower-cost ETFs and tracker funds

Emma Simon 30 March, 2017 | 2:45PM

Sarah Knighton started investing almost 20 years ago, following a job move. She wanted to take advantage of her new role’s workplace pension scheme, because she did not want to miss out on employer contributions. But when Knighton switched to a new company she reinvested this pot of money into a SIPP.

“SIPPs were relatively new at the time. It gave me a lot more flexibility on where to invest my money,” she said: “I found that with my company pension the contributions all went into one generic scheme, and I found it difficult to tell where this money was invested, or how it was performing.”

Knighton, who is now in her 40s, works as a general manager in the insurance industry. She has moved jobs several times in the last few years, and each time has moved she consolidated these company pensions into her SIPP.

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About Author

Emma Simon

Emma Simon  is a financial journalist, specialising in investment and consumer issues, writing for Morningstar.co.uk

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