Investing in Your 40s and 50s: Prioritise Your Pension

The sandwich generation faces the financial burden of both off-spring and elderly parents - but must prioritise their own long-term investment needs to meet their retirement goals

Emma Wall 6 April, 2016 | 1:10PM

This article is part of our Guide to Maximising Your Pension, helping investors build up the maximum possible pension pot – and turn it into the maximum possible retirement income.

Investing is never easy, whatever your age. While young professionals have to overcome the present bias to pass up on instant gratification for delayed reward, the rising cost of getting on the housing ladder and low wages, those in their 40s and 50s have the pull of two generations of dependents on their purse strings.

The so-called “sandwich generation”, aged between 40 and 59, more often than not have the double whammy of both children and ageing parents to financially support. With university fees ever rising and the cost of long-term care constantly changing, it can be easy to forget about the importance to putting away for your own future.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

About Author

Emma Wall  is former Senior International Editor for Morningstar

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