Morningstar's Guide to Investing Ideas for 2016

Make the right financial new year's resolutions - and stick to them - with our guide to which investments did well in 2015, and where to put your cash this year

Emma Wall 4 January, 2016 | 9:06AM
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Been to the gym yet? Had a smoothie for breakfast? The New Year is not just a good time to get your bodily health in order, but your financial health too.

There have been some big changes to the way we invest over the past year, and January is a good time to take stock and make sure you are on course to hit your financial goals. Nearing retirement? Take some time to consider how you plan to take advantage of the new pension freedoms. In retirement? You will be affected by the new flat-rate State Pension coming into effect in April.

Hard at work? Chances are if you haven’t already been auto-enrolled into a pension scheme over the past two years you will in 2016 – this is the year that businesses with less than 30 employees have to provide a retirement savings plan.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

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About Author

Emma Wall  is former Senior International Editor for Morningstar