6 Priorities for Building and Rebalancing Your Portfolio

Morningstar's Christine Benz offers tips for making sure you prioritize what's really important as you assess your portfolio

Christine Benz 4 August, 2014 | 4:19PM

Morningstar’s investment pyramid can help investors assess their financial priorities. Like the original food pyramid, the items towards the base of the financial pyramid are the most important--the equivalent of whole grains, fruits and vegetables. 

Meanwhile, the top of the pyramid features items that have less of an impact on the success or failure of their financial plans. Think of them as the investing equivalent of sugars and fats: they keep life interesting, but they're not essential to keep us running in peak form and can even work against us in outsized quantities.

As you periodically check up on your portfolio, the pyramid can be a useful source to determine where to focus your energy. Give relatively more time and attention to those items that will really make or break your plan, while spending less time on those items that won't have much of an impact.

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The information contained within is for educational and informational purposes ONLY. It is not intended nor should it be considered an invitation or inducement to buy or sell a security or securities noted within nor should it be viewed as a communication intended to persuade or incite you to buy or sell security or securities noted within. Any commentary provided is the opinion of the author and should not be considered a personalised recommendation. The information contained within should not be a person's sole basis for making an investment decision. Please contact your financial professional before making an investment decision.

About Author

Christine Benz

Christine Benz  is director of personal finance at Morningstar and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances.

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