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    <title>Morningstar Research and Commentary</title>
    <description>Morningstar: a leading provider of investment information worldwide.</description>
    <link>https://www.morningstar.co.uk/uk/news/100468/RSS.aspx</link>
    <lastBuildDate>Sat, 09 May 2026 07:00:00 GMT</lastBuildDate>
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      <title>Investor Focus: Retirement Withdrawals Guide, UK House Price Outlook, Best Investment Trusts</title>
      <description>Wrapping up our coverage of the markets and the week.</description>
      <link>https://www.morningstar.co.uk/uk/news/276384/investor-focus-retirement-withdrawals-guide-uk-house-price-outlook-best-investment-trusts.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/X4ZAIPOC3RBGRJDQ2K357W7LFY.png</image>
      <pubDate>Sat, 09 May 2026 07:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Is 4% Still a Safe Withdrawal Rate for UK Retirees in 2026?</title>
      <description>With inflation and interest rates shifting, new Morningstar research examines how to avoid running out of money in retirement.</description>
      <link>https://www.morningstar.co.uk/uk/news/276281/is-4-still-a-safe-withdrawal-rate-for-uk-retirees-in-2026.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/TG7YSZZDJFFMNKVX2FZUXZOV7M.png</image>
      <pubDate>Thu, 07 May 2026 16:18:43 GMT</pubDate>
    </item>
    <item>
      <title>How ISA Investors Can Now Get Access to Private Markets</title>
      <description>Adoption of long-term asset funds by investment platforms has so far been cautious but the stocks and shares ISA eligibility may accelerate change.</description>
      <link>https://www.morningstar.co.uk/uk/news/275422/how-isa-investors-can-now-get-access-to-private-markets.aspx</link>
      <author>Evangelia Gkeka</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/BFYN2I2MCRFYDELAR4TTRBLS3A.png</image>
      <pubDate>Fri, 17 Apr 2026 13:08:44 GMT</pubDate>
    </item>
    <item>
      <title>Why Portfolio Diversification Has Paid Off-but More Isn't Always Better</title>
      <description>5 key takeaways for stocks, bonds, and global diversification from 2025's market results.</description>
      <link>https://www.morningstar.co.uk/uk/news/275396/why-portfolio-diversification-has-paid-off-but-more-isnt-always-better.aspx</link>
      <author>Amy C. Arnott</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/Q7LHEMYNAVBB5DSOGUNRWTSICU.png</image>
      <pubDate>Fri, 17 Apr 2026 07:54:06 GMT</pubDate>
    </item>
    <item>
      <title>Why Young People in the UK Aren't Investing</title>
      <description>Surveys show strong interest in investing among Gen Z-but student debt, low incomes, and lack of knowledge are keeping many on the sidelines.</description>
      <link>https://www.morningstar.co.uk/uk/news/275394/why-young-people-in-the-uk-arent-investing.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/EDIEC4LPJNH43H2X2QYPVIFPPM.png</image>
      <pubDate>Fri, 17 Apr 2026 07:31:37 GMT</pubDate>
    </item>
    <item>
      <title>Can You Invest in Crypto Tax-Free in the UK? ISA Rules Just Changed</title>
      <description>Bitcoin exposure is still possible through ETNs, but only via a niche ISA few platforms currently offer.</description>
      <link>https://www.morningstar.co.uk/uk/news/275188/can-you-invest-in-crypto-tax-free-in-the-uk-isa-rules-just-changed.aspx</link>
      <author>Madeleine Black</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/6ELBFFVRKNCKPABHPHRUUQY36E.png</image>
      <pubDate>Tue, 14 Apr 2026 07:39:27 GMT</pubDate>
    </item>
    <item>
      <title>What UK Financial Advisors Need to Know as the New Tax Year Starts</title>
      <description>Lower-cost alternatives to full financial advice and easier-to-understand product information should help UK investors in 2026.</description>
      <link>https://www.morningstar.co.uk/uk/news/275080/what-uk-financial-advisors-need-to-know-as-the-new-tax-year-starts.aspx</link>
      <author>Andy Pettit</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/SCWT5ZI3DZHDTPIQGDPCPICCNM.png</image>
      <pubDate>Fri, 10 Apr 2026 08:29:39 GMT</pubDate>
    </item>
    <item>
      <title>Why I'm Prioritizing My Pension Over My ISA This Tax Year</title>
      <description>Salary sacrifice and tax-efficient investing make pensions a smarter choice than ISAs for long-term wealth building.</description>
      <link>https://www.morningstar.co.uk/uk/news/275020/why-im-prioritizing-my-pension-over-my-isa-this-tax-year.aspx</link>
      <author>Monika Calay</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/XKBQIBC5HVDXXNBL3LQVS2P5D4.png</image>
      <pubDate>Wed, 08 Apr 2026 13:29:24 GMT</pubDate>
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    <item>
      <title>What to Expect From the New Tax Year</title>
      <description>There are plenty of personal finance changes ahead of the overhaul to ISA allowances due in 2027.</description>
      <link>https://www.morningstar.co.uk/uk/news/274876/what-to-expect-from-the-new-tax-year.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/VPRP3METFNG7RMHMOEXWSEG4OA.png</image>
      <pubDate>Tue, 31 Mar 2026 11:59:52 GMT</pubDate>
    </item>
    <item>
      <title>UK Banks Brace for £9.1 Billion Hit as FCA Confirms Car Finance Redress Scheme</title>
      <description>Lloyds Banking Group is among those UK stocks exposed to the payout scheme.</description>
      <link>https://www.morningstar.co.uk/uk/news/274872/uk-banks-brace-for-£91-billion-hit-as-fca-confirms-car-finance-redress-scheme.aspx</link>
      <author>Alliance News</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/BXO2GMAYEBEA7C24JL2X4IVIEU.png</image>
      <pubDate>Tue, 31 Mar 2026 08:53:10 GMT</pubDate>
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    <item>
      <title>Will You Pay More Tax by 2027? The Key Dates Every Household Should Know</title>
      <description>After Rachel Reeves' Spring Statement, here are the key allowance dates for 2026 and 2027.</description>
      <link>https://www.morningstar.co.uk/uk/news/274185/will-you-pay-more-tax-by-2027-the-key-dates-every-household-should-know.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/WEDOB4OZDBGBTICOC36CGHX45Y.png</image>
      <pubDate>Wed, 04 Mar 2026 13:00:21 GMT</pubDate>
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    <item>
      <title>What's the Outlook for UK House Prices in 2026?</title>
      <description>Falling interest rates could support a housing market recovery.</description>
      <link>https://www.morningstar.co.uk/uk/news/273090/whats-the-outlook-for-uk-house-prices-in-2026.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/XUWUXJ6KW5HB5KQXIZKGFOEZZE.png</image>
      <pubDate>Tue, 03 Feb 2026 11:09:05 GMT</pubDate>
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    <item>
      <title>Your UK Tax Calendar for 2026 and Beyond: Key ISA Changes</title>
      <description>As the self-assessment tax deadline looms, here are the key allowance dates for 2026 and 2027.</description>
      <link>https://www.morningstar.co.uk/uk/news/271646/your-uk-tax-calendar-for-2026-and-beyond-key-isa-changes.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/WEDOB4OZDBGBTICOC36CGHX45Y.png</image>
      <pubDate>Fri, 23 Jan 2026 10:08:34 GMT</pubDate>
    </item>
    <item>
      <title>The FCA Is Overhauling UK Pensions Advice, But Will Savers Benefit?</title>
      <description>New FCA regulations from April 6 seek to close the pensions advice gap by expanding provider-led support.</description>
      <link>https://www.morningstar.co.uk/uk/news/272542/the-fca-is-overhauling-uk-pensions-advice-but-will-savers-benefit.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/IAW7JTGK6JC6FNL2V6DCRLQZP4.png</image>
      <pubDate>Tue, 20 Jan 2026 10:15:25 GMT</pubDate>
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    <item>
      <title>8 Lessons for Investors From US Market Turbulence in 2025</title>
      <description>Investing lessons on gold, cryptocurrency, the US dollar, inflation, and more as we head into 2026.</description>
      <link>https://www.morningstar.co.uk/uk/news/272214/8-lessons-for-investors-from-us-market-turbulence-in-2025.aspx</link>
      <author>Amy C. Arnott</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/4FNL3G62CZDMNGIB2FN6MU52VM.png</image>
      <pubDate>Fri, 09 Jan 2026 09:37:06 GMT</pubDate>
    </item>
    <item>
      <title>3 Investing Mistakes to Avoid in 2026</title>
      <description>Being too optimistic about AI, misunderstanding private market risk and avoiding unpopular assets are potential traps for investors.</description>
      <link>https://www.morningstar.co.uk/uk/news/271617/3-investing-mistakes-to-avoid-in-2026.aspx</link>
      <author>Sara Silano</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/CJJKQYIIXFA6VO2SNFSHGNQCHQ.png</image>
      <pubDate>Wed, 10 Dec 2025 13:51:31 GMT</pubDate>
    </item>
    <item>
      <title>State Pension Shakeup: What the Autumn Budget Means for Your Retirement</title>
      <description>The triple lock will lift state pensions, yet experts say the move risks creating new unfairness and hidden tax burdens.</description>
      <link>https://www.morningstar.co.uk/uk/news/271450/state-pension-shakeup-what-the-autumn-budget-means-for-your-retirement.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/XKBQIBC5HVDXXNBL3LQVS2P5D4.png</image>
      <pubDate>Wed, 03 Dec 2025 12:26:37 GMT</pubDate>
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      <title>What Rachel Reeves' Autumn Budget Means for Pensioners, High Earners, and Homeowners</title>
      <description>New tax rules for pensions, property income, and ISAs mean affluent households face higher bills.</description>
      <link>https://www.morningstar.co.uk/uk/news/271366/what-rachel-reeves-autumn-budget-means-for-pensioners-high-earners-and-homeowners.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/XUWUXJ6KW5HB5KQXIZKGFOEZZE.png</image>
      <pubDate>Thu, 27 Nov 2025 18:17:44 GMT</pubDate>
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      <title>Rachel Reeves' Autumn Budget: What New Tax, ISA, and Pension Changes Mean for You  </title>
      <description>Chancellor outlines a raft of changes to UK personal finances with the aim of raising billions for the government.</description>
      <link>https://www.morningstar.co.uk/uk/news/271342/rachel-reeves-autumn-budget-what-new-tax-isa-and-pension-changes-mean-for-you--.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/C7JGMRIEHJAL7BAJ52KMVFEKZQ.jpg</image>
      <pubDate>Wed, 26 Nov 2025 18:58:34 GMT</pubDate>
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      <title>5 Tax Changes to Watch For in Rachel Reeves' Autumn Budget</title>
      <description>Chancellor's budget speech comes at a decisive moment for the Labour government.</description>
      <link>https://www.morningstar.co.uk/uk/news/271191/5-tax-changes-to-watch-for-in-rachel-reeves-autumn-budget.aspx</link>
      <author>Ollie Smith</author>
      <image>https://cloudfront-us-east-1.images.arcpublishing.com/morningstar/OJHTHNKLKVC3FODWXLD465DEUI.jpg</image>
      <pubDate>Tue, 25 Nov 2025 11:06:45 GMT</pubDate>
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