Privacy Policy

The Privacy Policy was last updated on 01/04/2009.

Morningstar.co.uk is not just committed to providing you with independent and unbiased investment information; we're also committed to protecting your privacy. This Privacy Policy outlines the types of information we gather about you, how we use it, the means by which we keep it secure and the choices you have about the information you choose to share with us.

If you have any questions about the privacy practices of morningstar.co.uk or this Privacy Policy, please e-mail: support@morningstar.co.uk

What Information Do We Collect and How Do We Use It?

When you register on morningstar.co.uk you will be asked to complete a registration form. This registration form includes certain personal information, such as your name, postcode, e-mail address, as well as other demographic information like age, gender and personal income.

Some of the registration details (e-mail address, password and name) will be added to our Global Login database that resides in the US. By doing so, our subscribers can use the same login details for various Morningstar products (www.morningstar.co.uk being one of them), when relevant and applicable.

We may use your name and e-mail address to contact you about morningstar.co.uk, to send you information about other products/services we think might interest you. If you indicate that you are interested in receiving information about a particular third party's products/services, or you opt to receive certain products or services through Morningstar, we may provide your personal information to that third party for purposes of fulfilling your request(s). In either case, Morningstar normally limits access to your personal information to those third parties that have agreed to keep it confidential.

During the registration/subscription process (and at any time thereafter), you can decide whether or not you wish to receive this sort of information from morningstar.co.uk. Details on how to control the use of your information are found below (How to Control or Change Your Profile).

The demographic and personal profile information that we collect during the registration/subscription process, such as household income, age, and gender, are used only in aggregate. Morningstar does not sell or rent your personally identifiable information to anyone. Instead, we use this information to create content and functionality that best serves the needs and interests of our users and to improve the quality of the service we provide you.

How Is Portfolio Information Used and Protected?

We recognize that your portfolio information is potentially very sensitive, and protecting the privacy of this information is a top priority for us. The contents of your portfolio are kept strictly confidential and are not shared with any third parties.

What About Internet Protocol (IP) Addresses and Cookies?

Morningstar.co.uk logs IP addresses and browser types, but we do not link IP addresses to personally identifiable information. This means that, while a user's session is tracked, the identity of that user remains anonymous. We also use these IP addresses to analyse trends, administer the site and gather broad demographic information for aggregate use.

Cookies are used for the same reasons. Cookies are small pieces of information stored on your computer's hard drive that allow us to monitor what sort of content on morningstar.co.uk you find most interesting. By better understanding how you and our other users are using morningstar.co.uk, we can develop tools and customize content to personalize and improve everyone's experience. We also use cookies to remember your userid for you (so that you don't have to keep re-entering your user name each time you come back to the site). Your privacy and security are not compromised when you accept a cookie from morningstar.co.uk because we do not use cookies to collect personal information. Please note, however, that advertisers on our site may also serve you their own cookies when you click through to their sites. We do not control, nor do we have access to, any of the information that they may collect.

Of course, you can choose not to accept the cookie by adjusting your browser settings but, if you choose to do so, you may not be able to take full advantage of the certain customized content on morningstar.co.uk.

Links to Other Sites

To provide you with a more complete resource for investment information and services, morningstar.co.uk contains links to certain other sites. Please note that you may be required to register with a site that links to morningstar.co.uk in order to take advantage of that site's services.

We cannot be responsible for the privacy practices of these sites; you should refer to these sites' privacy policies for details.

Security

Morningstar.co.uk takes precautions to protect its members' personal information. We use industry-standard on-line security measures, such as authentication, to protect your information. Please note, however, that no transmission over the Internet can be 100% secure.

Morningstar.co.uk also works to protect user information offline. All of your information is housed in secure, access-restricted areas. Only employees who need the information to perform a specific function are granted access to personally identifiable information.

How to Control or Change Your Profile Information

You can edit any of the personal information you've provided by visiting the Personal Profile section of the Membership area. Because this information is protected, you will be required to enter your user name and password to make changes.

In the E-mail Subscription Centre, you can choose to receive e-mail newsletters and other communications about new features and improvements to Morningstar companies. We also include instructions on how to opt-out of receiving e-mail from morningstar.co.uk each time we send you a message.

You can stop communications from Morningstar companies and/or 3rd party regarding products/services, fill in your request here and we will update your preferences within one business day. Or to immediately unsubscribe, update your Personal Profile by visiting the Personal Profile section of the Membership area. Make certain the appropriate boxes are not checked.

Your acceptance of these terms

By using this site, you consent to the collection of this information by Morningstar UK and Morningstar UK?s privacy policy.

Your rights

You have a legal right to a copy of all the personal information about you held by us. You also have a right to correct any errors in that information.

Changes to the Privacy Policy
From time to time we may make changes to this privacy policy statement to reflect any changes to our privacy practices in accordance with changes to legislation, best practice or website enhancements.

If you have any questions about morningstar.co.uk's privacy practices or this Privacy Policy, please e-mail us at support@morningstar.co.uk.